There comes a time when our kids grow up and then they want to go to college because that's the best thing for them in today's times. Of course, college is not free; unless your son/daughter landed a college scholarship of some kind and it's fully paid for. This is not the case for most parents. Our sons and daughters try to find a way to go to college and they are forced into a student loan of some sort. But here's the problem. They can't get one by themselves so they get their parents to cosign on their student loan. If their parents credit is good that is. But what happens if the parents have tarnished credit (divorce from spouse can easily cause this)? If the parents do not have good credit, then the student is on their own to secure financing. Can you say "student loans no cosigner" my son/daughter. This is the only way to go when parents have bad credit; unfortunately. There is help for these future students who will be the only one signing on the loan. These no cosigner student loans can be mostly found from the federal government.